Hi, I’m Andy and welcome to my blog!  I am a personal finance geek, blogger, fitness fanatic and also the founder of The Optimist Lifestyle, the number one resource for helping people get out of debt, save, earn more and invest for the future.  I love nothing more than to share my knowledge and expertise with those who are willing to learn and develop in this area.  I am also a keen advocate of fulfilling a healthy lifestyle and am more than willing to share my ideas and strategies in this area as well.

My background

I have always been very conscious of my relationship with money, mainly because I never had a lot of it coming from an under privileged background.  I started working at age 16, paid my way through university via an expensive student loan and working in a variety of dead end jobs shortly after.  It wasn’t until I was in my mid twenties that I really focused on saving and investing, and I have been hooked on this ever since.  I also found out that many people were unaware of the basics of personal finance and investing so I ended up helping many of my peers and since starting this blog, other people on here.

The Optimist Lifestyle moment

I started this blog to highlight my simple, no nonsense approach to personal finance and investing with other people.  I am by no means a finance guru, neither are my ideas ‘get rich quick schemes’.  Building wealth does however, takes a lot of hard work, persistence and time.  My goal here is to show you a variety of personal finance and investing ideas and also throw in some lifestyle habits of mine, and hopefully you are able to take something out of this.